Ascension Capital & Ascension Exchange

2006-07-29T12:39:00.000+08:00

Ascension Capital
The consumer debt restructuring services focuses on credit card debts and any form personal unsecured loans provided by the banking and financial institutions in Malaysia. Our customers are mainly consumers who face difficulty to afford the demanded repayments to their creditors and facing any impending legal action by their creditors. Through our systematic approach and counselling sessions, we analyse and re-balance the client’s personal cash flow. With their official authorisation, debts are then consolidated and restructured into lower single monthly payments over a pre-determined period calculated at lower interest rates, similar to a term loan structure. ACSB then breaks down the repayment amount according to our formula and advises the payment to various creditors owed.

We also negotiate with the creditors to accept this restructuring and provide legal support to our clients, if necessary through our panel lawyers. We naturally expect creditors to not agree to this as it is their right to recollect however they please, the debt which you owe them. This is to be expected but as the court judge, not the creditors, dictate final decision, the outcome tends to favour our clients. This is achieved with assistance from our panel law firms specialising in legal cases in this area. Our combined financial and legal knowledge in handling these matters results positively in the client’s favour and is a proven successful method from our experience and clientele feedback.

The financial products offered to customers cover mortgages and property loan refinancing. This is achieved through the strategic partnership with two of the leading market providers in this field, with more partners being added in future for other products like Automotive Loans and Hire Purchase Loans. This service is done internally and serves as a cleaner and elegant solution to eliminate the customer’s outstanding unsecured debt by capitalising on stored value in those properties. We then provide Debt Settlement services to negotiate discounts with the various creditors. This benefits the customers through interest savings over the loan period at competitive market rates offered by our partners and immediate setlement of debts without accruing more interest.

The system to execute these services is structured and designed to be effective and flexible at all levels and categories of debts, from pre to post bankruptcy stages.

Standard Procedures
All clients will be seen strictly by appointment basis only. Clients are requested to bring along a photostated copy of their IC, Latest bank statements from their creditors and Pay Slips for accurate analysis. Credit Cards are to be surrendered upon joining our Debt Consolidation Programme.

Ascension Exchange
Ascension Exchange is the brokering, trading, financing, business matching, investment arm of Ascension Capital Sdn Bhd. Its sole purpose is to source, connect and convert potential business opportunities through a network of local and international registered contacts and complete the transaction in a willing buyer, willing seller outcome.

We cover general areas such as property acquisitions and sale, government and infrastructure projects, business investments and financing and trading of commodities. We work solely through our network of property developers and agencies, lawyers, private investors and investment institutions to provide an end to end solution.

Standard Procedures
All clients have to be pre-qualified to determine the genuineness of their offer. There will be the signing of a Non-Disclosure Agreement, Service Terms, Letter of Authorisation and Undertaking assigning us to represent you as our clients through our panel lawyer of choice. Clients also have to provide 3 sets of (1) a brief executive summary and (2) the full document, on their requirement or intent. We will then edit, summarise and compile this information without exposing your identity for it to be deposited into our exchange bank for our members and matching clients to see. Premium members will be informed directly through SMS, according to their area of interest. As our network grows, this entire process will be done online where various industry sectors can access and promote or source for their needs like an online classified.

Once a match is secured, confidentiality and exploratory agreements will also be signed between all parties including Ascension Capital, before the actual negotiations meeting. This is to safeguard our interest and other promoters in arranging this service for our clients. These procedures can be adjusted accordingly if warranted depending on the subject of trade.

For appointments, enquiries and further info,
Please email: info@ascension.com.my
Ascension Capital Sdn. Bhd. (646222-H)

2005-10-05T18:15:00.000+08:00

The Global Knowledge Partnership's Youth Social Enterprise Initiative (YSEI) fellowships are designed to help young social entrepreneurs achieve their goals, from the initial idea through to project implementation and impact creation. We seek to support projects by young people (age below 30) who are creating impact with innovative solutions to social problems, especially those using information and communication technology (ICT). YSEI will support fellows by providing mentorship and training programmes; networking; and seed grants up to US$15,000 per project.

If you are a young social entrepreneur (age below 30) in India, Sri Lanka, Bangladesh, Philippines and Malaysia in search of support and opportunities, please visit www.globalknowledge.org/ysei to find out more about YSEI, and submit your application.

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2005-04-26T18:00:00.000+08:00

Just to let everyone know ...

TeAM Clinic is back for 2005!

MSC-Technopreneur Development Flagship (MSC-TDF), in collaboration with TeAM, will be organising the first MSC-TDF/TeAM Clinic & Dialogue Session for 2005 on Wednesday, 27th April at the Pan Pacific Hotel, Kuala Lumpur. TeAM President, Tengku Farith Rithauddeen, and Vice President of MSC-TDF, Dr. Wilson Tay, will deliver opening remarks to the registrants.

The highly successful MSC-TDF/TeAM Clinic is designed to provide both TeAM members and MSC-TDF clients with one-on-one, practical advice to technology entrepreneurs delivered over 20-minute sessions. It is targeted to meet the needs of Technopreneurs in dealing with practical day-to-day issues to assist in their respective business ventures by providing them with timely, relevant and value-added information and suggestions.

Registration for the MSC-TDF/TeAM Clinic is free for paying TeAM members. Non-paying members of TeAM may register for the Clinic by signing up as members on the day of the event.

This service provides advice and know-how via one-on-one discussions with TeAM's own core of ICT specialists, business professionals and technopreneurs. The subject areas covered (but not limited to) include advice on company secretarial, accounting and financial management issues, tax, audit, legal and intellectual property matters, management consultancy and entrepreneurial issues.

All in all, this service will greatly help MSC-TDF Clients and TeAM members by:
· Providing a source of general advice and assistance in solving immediate issues;
· Talking through basic business questions;
· Providing an opportunity for networking; and
· Facilitating progress on investment/business projects.

For full details about the Clinic and how to register for it, please go to http://www.team.net.my/article.cfm?id=273

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2005-04-26T17:40:00.000+08:00

Ferrous Scrap (Non Nhi & Non Pyrotech, Non Winston) Supply

Product Description:
Commodity: HMS No 1&2 Steel Scrap

Origin: CIS, South Africa, North Africa, Indian Ocean, Central Europe

Specification: Heavy Melting Steel Scrap
Composition: HMS No 1+2, Free from heavy oxidation, grease, mud, dirt, cast, Iron, tin, sand, and lead coated materials. The scrap is free from non-ferrous materials, excessive rust and corrosions.

Minimum Order 360,000 MT Per Year.

Price: very competitive prices

Loading Port: To be advised by seller

Destination Port: Buyers option

Commodity: Metal Scraps

Origin: CIS, South Africa, North Africa, Indian Ocean, Central Europe
Model No: HMS, Steel Scrap
Price Terms: C&F
Port: AWSP
Quality/Safety Certifications: SGS
Payment Terms: L/C
Payment Remarks: none
Minimum Order: 30,000 MT per Month for A Full Year
Inner Packing: Bulk

All prices here quoted are net/net. This commission will be paid by the Buyer to a mutually agreeable legal firm as a deposit. The legal firm will only release the commission on sight of certification from the Seller that the cargo has been shipped as per contract.

General Terms & Conditions
• All Prices Are In Us Dollars.
• All prices are net to you. Please add reasonable commission, if required.
• Payment through irrevocable, confirmed, transferable, revolving LC 100% at sight.
• No previous references (client’s or yard/plant info, AQSIQ number, etc); no pop (SGS, BL, etc) will be provided prior to signing Final Contract. Pop could be exchanged Bank To Bank.
• These prices may kindly be considered as soft quotations. Prices would be locked after signing the FCO/contract by both the seller and buyer.
• Performance Bond 2% Only. Please do not insist on higher PB.

Genuine interested parties can email

2005-04-26T17:04:00.000+08:00

Perdana Leadership Foundation
Offer Of Research Grants

Perdana Leadership Foundation is an independent non-profit foundation set up in late 2003 with the aim of preserving, developing and disseminating all the works by and on Malaysia's past Prime Ministers. Yang Amat Berbahagia Tun Dr. Mahathir Mohamad, the former Prime Minister of Malaysia, is the Foundation's Honorary President.

In line with its aim of stimulating research on the leadership of Malaysia's past Prime Ministers, the Perdana Leadership Foundation is offering research grants to qualified scholars, with academic administration provided by the Institute of Knowledge Advancement (InKA), Universiti Teknologi MARA.

Objectives
1. To encourage the study of this country's history beyond facts and figures
2. To yield valuable insights for future Malaysian leaders through in-depth study of the nation's past leaders and how their leadership as well as policies affected national development
3. To increase awareness of, and boost interest in, Malaysia's rich intellectual heritage

Awards on Offer
Grants for Short Term Research
Duration of Study: 6 - 12 months
*Grant Amount: RM12,000 - RM15,000

Grants for Long Term Research
Duration of Study: 18 - 24 months*
Grant Amount: RM20,000 - RM50,000

Further details of the grant as well as application forms are available at http://library.perdana.org.my/perdana/grant.htm

If you have further queries, you may email research@perdana.org.my
or call 03-8885-8957.

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-07-28T17:29:00.000+08:00

Have clients looking for:

1) A white knight who has successfully done a few RTOs, (that's Reverse Take Over), are currently looking for a PN4 company to rescue. Their injection value is about RM 150 million. What it means is, PN4 companies (those previously listed companies that do not meet Securities Commission compliance for current listing) in need of large cash injections and are willing to receive help to put them back to a healthy state can be helped by this white knight. So, if you have leads to the vendors or owners of PN4 companies, let us know and we'll take it from there.

2) High pressure water cleaners - those sort used at Swimming pools etc (The entire system)

3) Mini Vacuum Cleaners

4) Paper (raw material, in rolls to be used to make Cartons / Packaging)

For items Number 2-4, we don't have full requirement specs yet, but we will update it here as and when we get the information. Requirement is that it must be a NON-China product. Due to high taxation issues. Looking to ship 1 containter (20ft) per item.

Any leads, please let us know. Thanks.

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-07-28T16:56:00.000+08:00

TIE Malaysia presents

"Managing The Innovative Launch Cycles"

Thursday, August 12, 2004
Little Havana - Kuala Lumpur

Keynote Speaker

Prof.V.Kasturi Rangan
Professor of Marketing
Harvard Business School

We wish to thank Harvard Business School Malaysia, for their kind support and hospitality.

Programme
6.30 - 7.55 pm: Arrival,registration & networking.
7.55 - 8.00 pm: Introduction and welcoming remarks by
Mr. Asgari Stephens, CEO, Intelligent Capital.
8.00 - 8.30 pm: Presentation: Prof.V.Kasturi Rangan,
HARVARD BUSINESS SCHOOL.
8.30 - 8.45 pm: Q&A.
8.45 - 8.55 pm: Closing remarks.
8.55 - 9.30 pm: More networking, more tapas.

Venue
Little Havana,
2&4, Lorong Sahabat,
Off Changkat Bukit Bintang,
50200, Kuala Lumpur.

Entrance Fee (payable at door)
TiE Members: Free
Non-Members: RM 20
For membership details please visit www.tiemalaysia.org

RSVP
As the number of places is limited to 100, please confirm your attendance via e-mail: kumar@tiemalaysia.org / puvanes@tiemalaysia or tel:016-3928516/012-3795730 / fax:(03) 20803880 by 11am, 12th August 2004.

* Please forward this email to interested colleagues and friends.

About TiE-Malaysia
TiE, a non-profit global network of entrepreneurs and professionals, was founded in 1992 in Silicon Valley, California.TiE was founded by successful entrepreneurs with roots back to the Indian sub-continent. Hence the name "TiE" has been known to stands for both "TALENT, IDEAS, and ENTERPRISE", and "The Indus Entrepreneurs". TiE is an open and inclusive organization that has rapidly grown to 40 chapters in nine countries. The Malaysia chapter was formed in the year 2002. TiE's mission is to cultivate entrepreneurship through networking, mentoring and education.

For more information, call:
Manoj Kumar: (03) 20803888
secretariat@tiemalaysia.org

2004-07-28T12:21:00.000+08:00

Our client is looking for a bungalow / colonial type house in the Kuala Lumpur area to rent / lease and open a fine dining restaurant.

Location, in a busy, high traffic area on main road, preferably on Jalan Stonor.

They don't mind a fixer-upper and are quite flexible.

Rates and size also flexible. All enquiries or suggestions should be addressed to Miss Ratna at buperqi@hotmail.com

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-07-27T12:28:00.000+08:00

"Is My Idea Really A Business?"
Back again for the 3rd time by popular demand.

Successful Entrepreneurship begins with an idea - an idea that the union of desires, assets and available opportunities. We call this your distinctive niche. For some people, finding their distinctive niche is easy - they know what they what to do, they just need a little help turning their idea into reality. Others, however, need a little help in realizing their business idea.

Have you asked yourself,
"What would I attempt to do if I knew I couldn't fail?"

The Cradle Investment Program, together with The Synergy Group is proud to present, for the third time in Malaysia, a unique and insightful programme that is designed specifically to help aspiring entrepreneurs consider this important question. Expand your horizons to an unlimited vision for your life and business. Participation in this insightful programme will take you further and closer to your entrepreneurial dream.Participants will be challenged and inspired to:

Identify Your Desires; take an honest look at the things that motivate and excite you your desires. These will become a key ingredient in creating your distinctive niche.

Identify Your Assets; What unique talents, skills and connections do you have that might be useful in starting and sustaining a business?

Develop Your Business Idea; develop a business idea based on your passions and skills. Take the time you need to develop your business idea.

Apply for the Cradle Investment Programme and Utilize Available Resources; Learn how to apply for the Cradle Investment Programme and look for tips and suggestions in submitting a winning application.

Receive a workbook which contains practical step-by-step techniques on "Selecting a Business that?s right for you"

Details of the workshop is as follows:
Date : 7th August 2004 (Saturday)
Time : 9.00am - 5.00pm (Registration at 8:30am)
Venue : Anggerik Room, Level 4, Equitorial Hotel
Jalan Sultan Ismail, Kuala Lumpur
Attire : Smart Casual
Fee : The internationally - created course is valued at RM 3,000.00 per person but is brought to you for a heavily subsidized price of RM 100.00 (payable by cash or cheque to MALAYSIA VENTURE CAPITAL MANAGEMENT BHD)

Seats are limited. Kindly R.S.V.P by 4th August 2004 by email to Tanina.
Please state your name and contact number. Book early to reserve yourself a seat.
Previous sessions have been sold out.

promoted by
ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-07-15T16:22:00.000+08:00

Current list of available land

1. Sg Long, Kajang - 126 acres (52 hectares) Freehold.
2. Connemara Estate Beranang, Ulu Langat, Selangor - 1,543 acres, Freehold.
Located along Jalan Semenyih/Beranang at Mukim Beranang, Hulu Langat Selangor.
3. Bandar Baru Puncak Alam, Daerah Kuala Selangor. Land area: 1,825.43 acres.
4. Tanjong Malim, near Proton City Land size: 7,000 acres, Leasehold
5. Daerah Sepang, Land area 17.4 Hecta, Freehold.
6. Near Taman Kenanga, Bandar Baru Salak Tinggi along Salak-Kajang old trunk road.
Land Area: 64.302 acres, Freehold
7. Jalan Raja Chulan, 29,973 sq mtrs, beside KL Tower, 16 Lots, Converted Approved
for Condo.
8. Johor Baru Town, facing Singapore, about 40 acres.
9. Gambang, Kuantan, 70 acres.
10. Segambut, 42 acres.
11. Sua Betong, 1,500 acres, Unconverted
12. Kuala Linggi, 64 acres, Residential Approved
13. Cheras, 47 acres, Converted for 20 Blocks of Condo Residence
14. Rawang, 50 acres, Fully converted residential
15. Segamat (Near Tafe College), Agriculture-Rubber Plantation Land, Freehold, 57
acres
16. Kerling, Selangor, Agriculture Land, Freehold, 71 acres
17. Jalan Kebun Baru, Butterworth, 3separate parcels totalling 328,813.46 Square
Metres

Looking for Land to Lease / Purchase
1. 2 acres - 2.5 acres to be leased for 30 years for Medical Center purposes.
Location: Puchong near Main Road, Jalan Meru - Klang, Kajang Main Road
2. Large Palm Oil Estates anywhere in Malaysia

Others
Have:
Raw Metal, LPG, Diesel, Palm Oil (Crude & Processed)

Crude Oil CFT 180
10 million Barrels, +/- 5% per month, Contract 12 months
Minimum shipment: 50,000 mt
Payment & Specifications Determined by Buyer
Price: Average 3 days around Bill of Loading Date according to market rates.
Orders: 1 months notice

Scrap steel HMS1, HMS2, Used Rail

Steam Coal 5800-6000Kcal

Want:
Foreign Diesel, Cocoa, Timber for export to Australia, Palm Oil Land/Estates for Sale

Gold dust/Gold bar sellers large quantities:
Quote for CIF Zurich, CIF Spain, CIF USA

This list is not exhaustive. Figures are nearest estimates. Prices negotiable, based on market valuation.
Last Updated: 15th July 2004

2004-07-14T16:44:00.000+08:00

Land for Sale

1. Hulu Selangor, Kuala Kubu Baru, 50 Acres, Leasehold (99 Years),
Agricultural Land - Convertion Approved

2. Lenggang, Mantin, Negeri Sembilan, 45 Acres, Agricultural Land

3. Panchor, Seremban, 105 Acres, Agricultural Land

4. Seremban, Negeri Sembilan, 50 Acres, Oil Palm Land (Road Frontage),

5. Ulu Temiang, Seremban, 176 Acres, Plantation Land - Converted

Also
Urgently Looking for: Zircon Sand supply for export to Australia. Any quantity.

27th June 2004

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-07-14T15:31:00.000+08:00

Island for Sale

587 acres, undeveloped, own fresh water source, in Labuan/Malaysian waters.
8KM from Labuan, 8 minutes by boat.
Lease Hold expires 2896.
Previously officially valued at RM 80 million in 2002 with forced sale value of RM 68 million.
Owner willing to let go at RM45 or nearest offer.
Video and Layout available for genuine and serious buyers.
Accesible to Labuan Offshore Financial Services Authority (LOFSA)

27th June 2004

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-07-13T18:19:00.000+08:00

Technopreneurship Workshop 2004

Objectives:
- To instill skills that would be of benefit to entrepreneurs in business dealings
- To provide creative ideas to improve entrepreneur businesses
- To motivate entrepreneurship within Institutes of Higher Learning

Target Audience
The target audience of this workshop is for the benefit of technopreneurs, entrepreneurs in any field, Small Medium Enterprise and Institute of Higher Learning.

Date and Time of Workshop
Date : 10th August 2004 till 11th August 2004 (Tue-Wed)
Time : 9.00 a.m. till 5.00 p.m.
Vanue: BakaWali Room, Cyberview Garden, Selangor

Workshop Fees and Payment Mode
Early Bird Rate: RM499.00 for payment before 19th July 2004 for Promuda Members
Standard Rate: RM600.00 for payment after 15th July 2004 but before 31th July 2004
Special Rate: for payment before 19th July 2004
RM499.00 each for a group of 3 participants.
All payment must be made in Crossed cheque, bank draft or money order to "Multimedia University". Please indicate your name and affiliation behind the crossed cheque or bank draft.

Workshop Registration
Registration can be made through the following means:
Email : Completing the registration form attached and re-sent via email.
Website: Completing the softcopy available in the website
Flyers : Completing the flyers and send via mail to the organiser.

Closing date for registration is 31st July 2004. All registration to correspond directly to MMU.

More information at their website

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-06-28T15:37:00.000+08:00

Malaysian Venture Capital Association (MVCA), together with Malaysia Venture Capital Management Bhd (Mavcap), will be organising its next 3M talk at Chinoz On The Park, KLCC on Monday, 5th July.

Its invited speaker, Mohd Hanafiah Abdullah, the CEO of Axiomatic Solutions Sdn Bhd, will be speaking about Open Source Software and Linux-based Thin Client Solutions his company is involved in.

The monthly 3M - first Monday Morning of the Month - breakfast meetings provide an opportunity for Venture Capitalists and Fund Providers to network and share issues of concerns with Technopreneurs.

This event comes to you at no cost and is sponsored by Mavcap and organised by MVCA in an effort to provide a platform for interaction between the Technopreneur and Venture Capitalist communities.

For full programme and registration details of the next 3M event, go to http://www.team.net.my/article.cfm?id=227

Kindly RSVP by 3.00 p.m., Friday, 2nd July as seats are limited.

Have a great weekend!

2004-06-05T19:11:00.000+08:00

News Flash

Ascension Capital was featured in Personal Money Magazine by The Edge.
Senior Partner Johan Nasir, was asked to comment on the Consumer Debt Restructuring industry in the June 2004 Issue #34 of the magazine and to answer the "ask the expert" question from a reader for a home loan decision in the May 2004 Issue #33.

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-06-03T12:49:00.000+08:00

For Investors

The Cradle Investment Programme (CIP), under the auspices of The Ministry of Finance, is also looking to invite genuine new investors with under utilised funds to spare, to be part of the Ideas Bank alongside other Local and International Venture Capital firms, Commercialisation Partners, Angels, Government Institutions, Investment Banks and Financial Institutions.

The Ideas Bank is a national resource of intellectual property created from all the successful CIP projects. The mandate of the Ideas Bank is to create a marketplace for the buying, selling and licensing of intellectual property assets and ideas and thereby help CIP Entrepreneurs commercialise their ideas.

These ideas are those who have successfully completed the CIP deliverables (i.e A Business Plan and a Prototype / Proof of Concept of the idea) and are ready for the next stage seed funding to go further. Managed by CIP, the Ideas Bank provides an executive summary of the ideas to Registered Users who have been invited by CIP and MAVCAP Bhd to be participants in the Idea Bank. Investors will be given selective access to Executive Summaries of these ideas for them to browse, according to their industry or investment subject of interest.

Once a genuine interest is established, they will be able to investigate and analyse the full idea further towards investment. These innovative ideas are hot and destined to be the next big thing and are worthwhile investments while the valuation price is still affordably reasonable. For more official information on the Ideas Bank, please go to the Cradle Investment Programme (CIP) website.

We welcome any interested inquiries and can be addressed directly to Miss Adina or Mr. Patrick

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services

2004-06-03T11:32:00.000+08:00

Two business ideas require seed funding / angel investments.

Executive Summary Idea 1:
A special vehicle entity consisting of a JV partnership between a prominent bank and credit/debit card brand seeks to launch a loyatly card/payment card programme to a ready database of over 2 million users. Points (similar to Bonuslink and Real Rewards) can also be saved over time, invested and redeemed for cash for official educational purposes. Direct and Channel Partner Relationships are in place. Business Plan and Financials are complete. Noble and effective nation building element, solving issues related to lower income wealth. Potential market is big with ready customers and cross marketing opportunities. Seeks investor to fund early stage for operational setup and technology architecture. Fund size required RM 2.5 - 3 Million.

Executive Summary Idea 2:
A local established IT company is embarking on a reality based community and friendship networking project incorporating live video filming, mobile and web elements. Gartner Research has indicated networking based sites will continue to experience strong growth. Incorporating concepts like popularly executed My Space, Ryze, Linked In, Kawanster and Friendster, this project elevates it to a whole new level by incorporating voice and live visuals on various communicative channels. Business and revenue model is clear and solid. Team competent. Technology strong. Commercial viability high. Requires seed funding. Fund size required RM 2 - 2.5 Million.

These ideas are protected by copyright law.

Interested parties can email johan@ascension.com.my for further information on anything posted in this page.

Updated: 1st June 2004

ascension capital :: ascension exchange

consumer & corporate debt restructuring, investments, brokerage, trading, commodities, matching services